Life cover provides your family or nominated beneficiaries with a lump sum of money in the event of your death. The lump sum payment received can be used in whatever way they (dependents) choose. Could be some or all of your outstanding mortgage amount.
Disability cover pays you a lump sum amount if you become permanently disabled and are unable to work. The lump sum payment received can be used to help you cover your living expenses and/or to pay off outstanding debts.
Critical illness (Dread disease)
A disease with a significant impact on your lifestyle that incurs high costs. Example Heart attack, Stroke, Cancer, Bypass etc.
Income disability cover pays you a monthly income when you are unable to work as a result of illness or injury. The pay-out is based on medical criteria and taking into account your specific occupational duties.
Accident insurance will cover you if you are injured, in hospital, disabled or die as a result of an accident.
Funeral cover provides your family and loved ones with the peace of mind that expenses will be covered and that they won’t have to worry about debt during their time of mourning.