Your money that you invest in a unit trust is combined with the money of other investors who have similar investment goals. Investment managers use the pool of money to buy underlying investments to build a portfolio that is then split into equal portions called ‘units’. Units are then allocated to you according to the amount of money you invest and the price of the units on the day you buy them.
Retirement Annuity is a retirement savings vehicle that offers a number of attractive tax benefits. A portion of your contribution can be claimed back from your income tax.
Group Retirement Annuity
Enables employers to make a retirement savings solution available to their staff based on individual membership of a Retirement Annuity Fund, with the benefits of group-based administration.
If your marginal income tax rate is more than 30%, you can benefit from tax savings. Use an endowment for your long-term savings goals and to reduce the tax payable on your investment growth.
Saving for long-term commitment. There are various education funds you can choose from.
An emergency fund is money set aside with immediate access to cover the financial surprises life throws your way. Given that most savings accounts make it difficult to access your funds at a moment’s notice or the interest rate doesn't match inflation, there’s better options for your emergency fund.
Offshore Investment gives you access to industries and companies that may not be available locally and spreads your investment risk across different economies and regions.
Tax Free Saving (TFSA)
You can invest in an unit trust using our tax-free investment account and benefit from tax savings on your investment return. The maximum amount you can put into your account per tax year currently is R 33 000, with a lifetime maximum of R 500 000.
Transfer of Pension/Provident Fund
We structure retirement investment plans to suit your needs, risk tolerance and personal wealth goals.
Invest your retirement savings and draw an income with a Living Annuity. Investment into your choice of unit trusts while targeting further investment growth.
Venture Capital Investment (Sec 12 J)
To assist small and medium-sized businesses in terms of equity finance, government has implemented a tax incentive for investors in such enterprises through a Venture Capital Company (VCC) regime.